Wealth Management

Wealth Management

In addition to accounting, payroll and tax services provided by LeCure & Associates, we are in a unique position to advise our clients in all areas of financial planning. The LeCure Financial Group is our financial planning division that provides various financial services to our clients. We know our client’s family, their financial goals and their financial condition. With that knowledge we are able to advise in many areas where other firms cannot.

As a primary part of our overall financial planning services we help guide our valued clients toward their retirement goals. A large part of retirement planning is the amount of money you need to make it through and live as you’re accustomed.

With the high cost of college, it is essential to have a plan. For a small monthly investment, you can build a nice sum for your child’s college. If you have young children or grandchildren, give us a call to review your options and the benefits to investing in a college savings account.

We never know what could happen tomorrow. But we do know that having a solid estate plan can ease the burden of your passing to loved ones. From simple estate planning strategies to complex plans, we can be an advocate to assist you in setting up your plan.

Does your existing coverage adequately cover your family’s needs? If you don’t know, then NOW is the time to perform a Life Insurance Needs Analysis. The LeCure Financial Group can evaluate your needs and find you affordable coverage to meet those needs. For most of our clients, we know their family and their financial situation better than anyone. Through a needs analysis, we can determine what your family goals are and be there for your loved ones when needed.

Investing in mutual funds and/or annuities is an excellent way to diversify your investment portfolio to achieve your investment goals. After assessing your risk tolerance and your financial objectives, we can build a diversified investment portfolio for you and continually manage your assets to meet your changing goals.

Have you considered the impact of nursing home expenses during your retirement? Statistics show that 70% of us will spend some time in a nursing home during our retirement years. With those odds, it is critical to evaluate whether your retirement plan can withstand an extended stay, or if long term care insurance is needed to protect your plan. We can customize a long term care strategy that suits your needs.

IRA’s offer an opportunity to save for a comfortable retirement and have long-term tax advantages too. You can build a nest egg with income from interest, dividends, and capital gains that can compound each year without taxes impacting it. Come see us and learn about all the options and long term strategies available with an IRA Account.

Have you recently retired or changes jobs? If you have a retirement plan from your employers there are many opportunities and risks that exist with your retirement . Give your money a fresh start by rolling it over into your own IRA. You can get more flexibility with your investments and we can help manage your accounts and monitor your progress. Upon your eventual retirement we can develop an income strategy from your IRA that will meet your goals.